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2175 El Amigo Road

Del Mar, CA 92014

craig@kelleyinvestments.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Legal Disclaimer: Past performance is no guarantee of future results, and there is no guarantee that Kelley Investments’ investment decisions or recommendations will be profitable. Wherever there is the potential for profit, there is also the possibility of loss. Craig P. Kelley offers investment advisory services through Kelley Investments, a Registered Investment Advisor, and offers securities through Ceros Financial Services, Inc., member FINRA/SIPC/NFA. Kelley Investments is not affiliated with Ceros Financial Services. This information does not constitute an offer to sell or solicitation of an offer to invest with Kelley Investments in any jurisdiction in which such an offer, solicitation, or investment would be unlawful under the securities laws of such jurisdiction. An investor should consider their investment objectives carefully before investing. An investor can obtain a copy of Kelley Investments Form ADV or Privacy Policy by calling 858.350.1010, and should read them carefully before investing.